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Real Estate

How the Fed’s 2025 Rate Cuts Will Impact the Rochester Housing Market (Updated with Current Rates)

Introduction On September 17, 2025, the Federal Reserve reduced its benchmark interest rate by 0.25%, bringing the federal funds range down to 4.00%–4.25%, and signaled additional cuts may follow later this year. That’s already influencing mortgage rates, buyer behavior, and housing markets — nationally and here in Rochester, NY. How Do Fed Rate Cuts Affect […]
Real Estate

Monroe County Market Pulse: Are We Entering a Spring Surge?

Spring may have just begun, but Monroe County’s real estate market is already heating up like mid-summer. The week ending March 22, 2025, showed signs of acceleration across nearly every major metric. Here’s what we’re seeing: •Median Sales Price: Up to $250,000, an 8.7% increase week-over-week. •Listings Over Asking: 69.5% of homes closed above list […]
Real Estate

Pros and cons of putting 20% down

Pros of Putting 20% Down on your Mortgage Are you on your way to saving 20% for your down payment? Is it necessary? That depends on your home ownership goals. The best way to be sure is to get in touch with your trusted real estate professional and discuss it. For now, let’s go over […]
Real Estate

6 Steps to Save For Your Down Payment Without Sacrificing your Lifestyle

For most people, a down payment is the biggest savings goal you’ll ever try to reach. It can be intimidating, but of course it’s worth pursuing to make your home ownership dreams come true. Let’s go over some tips to add funds to your savings account without missing out on the parts of your life […]